Accidental Death and Dismemberment (AD&D) basics

What is AD&D insurance?

AD&D insurance is a simple way for employees to supplement their life insurance coverage with additional protection if they or a family member dies or is dismembered as a result of a covered accident. 

Purchasing AD&D insurance, or supplementing your existing insurance with it, can be a cost-effective option. And acceptance is guaranteed, meaning no health questions.

When can I elect this coverage?

You may elect this coverage at anytime throughout the year.