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Securian Financial

Plan at a glance

State of Florida group term life insurance and Accidental death and dismemberment (AD&D) is an important building block in a foundation of financial security. It provides a base of protection that can be supplemented by personal savings, individual life insurance and Social Security benefits.

The State of Florida offers a basic amount of protection to all full-time active employees. You can purchase additional coverage and pay premiums conveniently through payroll deduction.

If eligible, you are automatically enrolled for Basic coverage, and may elect optional term life, dependent spouse life and dependent child life coverage. OPS/Variable hour class employees are not automatically enrolled for any coverage and must elect Basic coverage.

Coverage type

Coverage options

Coverage amount
Basic group term life
  • All full-time active employees
    (automatically enrolled)
  • OPS/Variable hour class employees
    (employee-elected and employee-paid)
  • Includes a matching AD&D benefit
  • $25,000
Retiree group term life
  • Retirees who are not Vested Legislators
  • $2,500 or $10,000
Optional group term life

Employee-elected
  • Active employees enrolled in Basic term life
  • OPS/Variable hour class employees are not eligible
  • Includes a matching AD&D benefit
  • One to seven times annual earnings
  • Maximum coverage is $1,000,000
Dependent spouse group term life

Employee-elected
  • Active employees enrolled in Basic term life
  • OPS/Variable hour class employees
  • EOI is not required if elected during
    initial eligibility
  • $15,000 or $20,000
Dependent child group term life

Employee-elected
  • Active employees enrolled in Basic term life
  • OPS/Variable hour class employees
  • EOI is never required
  • $10,000