Determining the cost
To determine your bi-weekly premium, take the total coverage amount you need and divide by 1,000. Then multiply by the applicable rate below.
Supplemental life and AD&D
Age | Per pay period |
|---|---|
| Under 25 | $0.021 |
| 25-29 | $0.023 |
| 30-34 | $0.027 |
| 35-39 | $0.030 |
| 40-44 | $0.033 |
| 45-49 | $0.047 |
| 50-54 | $0.080 |
| 55-59 | $0.153 |
| 60-64 | $0.166 |
| 65-69 | $0.299 |
70-74 | $0.479 |
75 and over | $0.479 |
Rates are shown per $1,000 of coverage and increase with age.
Spouse life
| Option 1: $10,000 at $0.78 / pay period |
| Option 2: $25,000 at $2.58 / pay period |
| Option 3: $50,000 at $5.16 / pay period |
Option 4: $100,000 at $10.33 / pay period |
Child term life
| Option 1: $10,000 at $0.46 / pay period |
Option 2: $25,000 at $1.15 / pay period |
Remember, child term life covers all your eligible dependent children.
All rates are subject to change.