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Sodexo group term life insurance plans

The insurance plans made available to you and your family is an important building block in a foundation of financial security. It provides a base of protection that can be supplemented by personal savings, individual life insurance and Social Security benefits.

Your coverage choices

Click on the tab associated with your employment class for an overview of your life insurance choices.

Hourly

Coverage type

Coverage options

Additional information
Basic life $10,000
  • Evidence of insurability (EOI) is not required
  • Age reductions apply*
Group term life One, two, three, four, five, six or seven times your salary ($1,000,000 maximum)
  • As a new hire, up to $700,000 is guaranteed - EOI not required - if elected within your waiting period
Spouse/domestic partner term life $10,000, $25,000, $50,000, $75,000 or $100,000
  • All spouse/domestic partner coverage is guaranteed - EOI not required - if elected within 45 days of initial eligibility
Child term life $10,000 or $20,000
  • All child coverage is guaranteed - EOI not required - if elected within 45 days of initial eligibility
  • Children are eligible from 14 days to 19 years old
  • One low premium insures all eligible dependent children
Voluntary accidental death & dismemberment (AD&D)

Employee only

  • $25,000 increments up to $350,000

Family plan

  • Spouse/DP (with children): 50%
  • Spouse/DP (no children): 60%
  • Each child (with spouse/DP): 15%
  • Each child (no spouse): 20%
  • The family plan provides a percentage of coverage for each dependent based on the employee’s elected amount
  • Age reductions apply*
  • You must have group term life coverage to elect voluntary AD&D

*Coverage reduces to 65 percent at age 65, 45 percent at age 70, 30 percent at age 75 and 20 percent at age 80

Products offered under policy form series 14-31700.19 and 14-31900.19.

Salaried

Coverage type

Coverage options

Additional information
Basic life One times your salary ($50,000 maximum)
  • Evidence of insurability (EOI) is not required
  • Age reductions apply*
Business travel accident
  • Salaries of less than $30,000: $100,000 for domestic travel, $400,000 for international travel 
  • Salaries of $30,000 or more: $250,000 for domestic travel, $1,000,000 for international travel
  • All coverage is guaranteed - EOI not required
  • Age reductions apply*
Group term life One, two, three, four, five, six or seven times your salary ($1,000,000 maximum)
  • As a new hire, up to $700,000 is guaranteed - EOI not required - if elected within 45 days of initial eligibility
Spouse/domestic partner term life

$10,000, $25,000, $50,000, $75,000 or $100,000 (subject to a maximum of 100% of employee's total life insurance amount)
  • All spouse/domestic partner coverage is guaranteed - EOI not required - if elected within 45 days of initial eligibility
Child term life $10,000 or $20,000
  • All child coverage is guaranteed - EOI not required - if elected within 45 days of initial eligibility
  • Children are eligible from live birth to age 26
  • One low premium insures all eligible dependent children
Voluntary accidental death & dismemberment (AD&D)

Employee only

  • $25,000 increments up to $350,000

Family plan

  • Spouse/DP (with children): 50%
  • Spouse/DP (no children): 60%
  • Each child (with spouse/DP): 15%
  • Each child (no spouse): 20%
  • The family plan provides a percentage of coverage for each dependent based on the employee’s elected amount
  • Age reductions apply*
  • You must have group term life to elect voluntary AD&D

*Coverage reduces to 65 percent at age 65, 45 percent at age 70, 30 percent at age 75 and 20 percent at age 80

Products offered under policy form series 14-31700.19 and 14-31900.19.